Sasha liked to shop online every day. She bought many clothes and things, but she did not watch her money. Soon, her credit card bill was very big. "I must stop," she said, feeling worried.

She deleted all shopping apps from her phone. It was hard at first. "I want to buy something," she told her friend, "but I will wait. I want to save money."

Each week, Sasha saved a little money. When she met small goals, she felt happy and proud. Her credit card debt went down, and she learned to be careful online. Sasha knows that small steps help a lot.