Ana felt worried. Her small stall at the Sunday market was quiet. Many people did not come to buy. She had credit card debt from slow sales. Ana wanted to fix her money problems but did not know how.

Her neighbor, Tom, saw Ana's trouble. "Why don’t you make a budget?" he said. "Write down your costs and what you earn. Then spend less if you can." Ana tried this. She also talked honestly with her suppliers. "I need a little more time to pay," she said clearly.

Slowly, customers came back. Ana smiled and greeted them warmly. She saved a bit of money each week. Tom said, "You are doing well! Taking small steps helps." Ana felt happy. Her stall was good again, and she felt in control of her money. She learned it is okay to ask for help and be honest.