7:45 AM - At the bus stop, Sarah feels her heart drop when she checks her bag and sees no transit card. 7:50 AM - She asks a nearby stranger, "Can you please lend me some money? I forgot my card at home." 8:00 AM - The stranger smiles and hands her some change. Sarah thanks them quickly and runs to catch the bus. 8:05 AM - She boards just as the bus is leaving, relieved but knowing she must always double-check before leaving home.